*{
margin:0;
padding:0;
box-sizing:border-box;
scroll-behavior:smooth;
}

body{
font-family:Arial,Helvetica,sans-serif;
background:#ffffff;
color:#222;
line-height:1.7;
overflow-x:hidden;
}

.container{
width:90%;
max-width:1200px;
margin:auto;
}

a{
text-decoration:none;
}

img{
max-width:100%;
display:block;
}

/* HEADER */

.header{
background:#0A2540;
position:sticky;
top:0;
z-index:999;
box-shadow:0 2px 10px rgba(0,0,0,0.15);
}

.nav-container{
display:flex;
justify-content:space-between;
align-items:center;
padding:15px 0;
}

.brand{
display:flex;
align-items:center;
gap:15px;
}

.logo{
width:70px;
height:70px;
object-fit:contain;
background:#fff;
border-radius:50%;
padding:6px;
}

.brand-text h2{
color:#fff;
font-size:24px;
margin-bottom:3px;
}

.brand-text p{
color:#C9A227;
font-size:13px;
}

nav{
display:flex;
gap:25px;
}

nav a{
color:#fff;
font-weight:600;
transition:0.3s;
}

nav a:hover

/* HERO */

.hero{
background:linear-gradient(
135deg,
#0A2540,
#123B63
);
color:white;
padding:100px 0;
text-align:center;
}

.hero-badge{
display:inline-block;
background:#C9A227;
color:#0A2540;
padding:10px 20px;
border-radius:30px;
font-weight:bold;
margin-bottom:25px;
}

.hero h1{
font-size:52px;
line-height:1.2;
margin-bottom:25px;
}

.hero p{
font-size:20px;
max-width:850px;
margin:auto;
margin-bottom:35px;
}

.hero-buttons{
display:flex;
justify-content:center;
gap:15px;
flex-wrap:wrap;
}

.btn{
background:#1F7A3F;
color:white;
padding:14px 30px;
border-radius:8px;
font-weight:bold;
display:inline-block;
transition:.3s;
}

.btn:hover{
transform:translateY(-3px);
}

.btn-secondary{
background:#C9A227;
color:#0A2540;
}

/* STATS */

.stats{
padding:60px 0;
background:#f7f7f7;
}

.stats-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:20px;
}

.stat-card{
background:white;
padding:30px;
text-align:center;
border-radius:12px;
box-shadow:0 4px 15px rgba(0,0,0,.08);
}

.stat-card h3{
font-size:28px;
color:#1F7A3F;
margin-bottom:10px;
}

.stat-card p{
font-size:15px;
}

/* SECTION */

section{
padding:80px 0;
}

.section-title{
text-align:center;
font-size:40px;
margin-bottom:50px;
color:#0A2540;
}

/* SERVICES */

.services-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:25px;
}

.service-card{
background:white;
padding:30px;
border-radius:12px;
box-shadow:0 5px 20px rgba(0,0,0,.08);
transition:.3s;
}

.service-card:hover{
transform:translateY(-8px);
}

.service-card h3{
color:#0A2540;
margin-bottom:15px;
font-size:22px;
}

.service-card p{
font-size:15px;
}

/* BENEFITS */

.benefits-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:25px;
}

.benefit-card{
background:white;
padding:25px;
border-left:5px solid #1F7A3F;
border-radius:10px;
box-shadow:0 5px 15px rgba(0,0,0,.08);
}

.benefit-card h3{
margin-bottom:10px;
color:#0A2540;
}
/* BANKS */

.banks-grid{
display:grid;
grid-template-columns:repeat(5,1fr);
gap:20px;
}

.bank-card{
background:white;
padding:20px;
text-align:center;
border-radius:10px;
font-weight:bold;
box-shadow:0 4px 15px rgba(0,0,0,.08);
transition:.3s;
}

.bank-card:hover{
background:#0A2540;
color:white;
}

.disclaimer{
margin-top:25px;
text-align:center;
font-size:14px;
color:#666;
}

/* PROCESS */

.process-grid{
display:grid;
grid-template-columns:repeat(6,1fr);
gap:20px;
}

.process-step{
background:white;
padding:25px;
text-align:center;
border-radius:12px;
box-shadow:0 4px 15px rgba(0,0,0,.08);
}

.process-step h3{
font-size:32px;
color:#1F7A3F;
margin-bottom:10px;
}

/* ABOUT */

.about-content{
max-width:1000px;
margin:auto;
text-align:center;
font-size:17px;
}

/* SEO CONTENT */

#seo-content{
background:#f8f8f8;
}

#seo-content p{
max-width:1000px;
margin:auto;
margin-bottom:20px;
text-align:center;
}

/* FAQ */

.faq-item{
background:white;
padding:25px;
margin-bottom:20px;
border-radius:10px;
box-shadow:0 4px 15px rgba(0,0,0,.08);
}

.faq-item h3{
color:#0A2540;
margin-bottom:10px;
}

/* FORM */

.loan-form{
max-width:700px;
margin:auto;
display:flex;
flex-direction:column;
gap:15px;
}

.loan-form input,
.loan-form select{
padding:15px;
border:1px solid #ddd;
border-radius:8px;
font-size:16px;
}

.loan-form button{
border:none;
cursor:pointer;
}

/* CONTACT */

#contact{
background:#0A2540;
color:white;
text-align:center;
}

#contact h2{
color:white;
}

#contact p{
margin-bottom:15px;
font-size:17px;
}

/* FOOTER */

footer{
background:#061728;
color:white;
text-align:center;
padding:30px 15px;
}

footer p{
margin-bottom:10px;
}

/* FLOATING WHATSAPP */

.floating-whatsapp{
position:fixed;
right:20px;
bottom:20px;
width:60px;
height:60px;
background:#25D366;
color:white;
border-radius:50%;
display:flex;
align-items:center;
justify-content:center;
font-size:28px;
box-shadow:0 5px 20px rgba(0,0,0,.25);
z-index:9999;
}

/* MOBILE RESPONSIVE */

@media(max-width:992px){

.hero h1{
font-size:38px;
}

.services-grid,
.benefits-grid{
grid-template-columns:repeat(2,1fr);
}

.stats-grid{
grid-template-columns:repeat(2,1fr);
}

.banks-grid{
grid-template-columns:repeat(3,1fr);
}

.process-grid{
grid-template-columns:repeat(3,1fr);
}

}

@media(max-width:768px){

.nav-container{
flex-direction:column;
gap:15px;
}

nav{
flex-wrap:wrap;
justify-content:center;
gap:15px;
}

.logo{
width:60px;
height:60px;
}

.brand-text h2{
font-size:20px;
}

.hero{
padding:70px 0;
}

.hero h1{
font-size:32px;
}

.hero p{
font-size:17px;
}

.section-title{
font-size:30px;
}

.services-grid,
.benefits-grid,
.stats-grid,
.banks-grid,
.process-grid{
grid-template-columns:1fr;
}

.btn{
width:100%;
max-width:300px;
text-align:center;
}

.hero-buttons{
flex-direction:column;
align-items:center;
}

.loan-form{
width:100%;
}

}

@media(max-width:480px){

.hero h1{
font-size:28px;
}

.hero p{
font-size:15px;
}

.section-title{
font-size:26px;
}

.brand{
flex-direction:column;
text-align:center;
}

}